Many people assume they aren’t rich because they don’t earn enough money. If I only earned a little more, I could save and invest better, they say.

The problem with that theory is they were probably making exactly the same argument before their last several raises. Becoming a millionaire has less to do with how much you make, it’s how you treat money in your daily life.

The list of reasons you may not be rich doesn’t end at 10. Caring what your neighbors think, not being patient, having bad habits, not having goals, not being prepared, trying to make a quick buck, relying on others to handle your money, investing in things you don’t understand, being financially afraid and ignoring your finances.

Here are 10 more possible reasons you aren’t rich:

You care what your car looks like: A car is a means of transportation to get from one place to another, but many people don’t view it that way. Instead, they consider it a reflection of themselves and spend money every two years or so to impress others instead of driving the car for its entire useful life and investing the money saved.

You feel entitlement: If you believe you deserve to live a certain lifestyle, have certain things and spend a certain amount before you have earned to live that way, you will have to borrow money. That large chunk of debt will keep you from building wealth.

You lack diversification: There is a reason one of the oldest pieces of financial advice is to not keep all your eggs in a single basket. Having a diversified investment portfolio makes it much less likely that wealth will suddenly disappear.

You started too late: The magic of compound interest works best over long periods of time. If you find you’re always saying there will be time to save and invest in a couple more years, you’ll wake up one day to find retirement is just around the corner and there is still nothing in your retirement account.

You don’t do what you enjoy: While your job doesn’t necessarily need to be your dream job, you need to enjoy it. If you choose a job you don’t like just for the money, you’ll likely spend all that extra cash trying to relieve the stress of doing work you hate.

You don’t like to learn: You may have assumed that once you graduated from college, there was no need to study or learn. That attitude might be enough to get you your first job or keep you employed, but it will never make you rich. A willingness to learn to improve your career and finances are essential if you want to eventually become wealthy.

You buy things you don’t use: Take a look around your house, in the closets, basement, attic and garage and see if there are a lot of things you haven’t used in the past year. If there are, chances are that all those things you purchased were wasted money that could have been used to increase your net worth.

You don’t understand value: You buy things for any number of reasons besides the value that the purchase brings to you. This is not limited to those who feel the need to buy the most expensive items, but can also apply to those who always purchase the cheapest goods. Rarely are either the best value, and it’s only when you learn to purchase good value that you have money left over to invest for your future.

Your house is too big: When you buy a house that is bigger than you can afford or need, you end up spending extra money on longer debt payments, increased taxes, higher upkeep and more things to fill it. Some people will try to argue that the increased value of the house makes it a good investment, but the truth is that unless you are willing to downgrade your living standards, which most people are not, it will never be a liquid asset or money that you can ever use and enjoy.

You fail to take advantage of opportunities: There has probably been more than one occasion where you heard about someone who has made it big and thought to yourself, “I could have thought of that.” There are plenty of opportunities if you have the will and determination to keep your eyes open.

Blogitive is a Money Maker, that pays you per posts. They have many sponsors, that means you get many offers to write posts. I think one of the best is that you get paid weekly. No Net30 or Net45 waitings.

What Blogitive writes about themselves:

We have a mantra at Blogitive: Make bloggers money.

Blogitive was the first service to pay bloggers on a per-post basis, and we haven’t stopped there. Blogitive’s goal is to help create a new workplace for bloggers. We are going to lead the way in innovation to help bloggers make a living doing what they love to do.

I first contemplated the idea of Blogitive at the South by Southwest conference in 2005. After noticing how many bloggers complained about the lack of ways to earn money by blogging, I started to think about the value of blogs to companies. It was like a bridge that no one had connected yet.

After some trial and error, I started to build a small network between bloggers who wanted to make money posting and some USWeb clients who wanted to gain some buzz and back links. Now we have thousands of bloggers and over 100 clients participating, and we are in the process of pushing out some new products that should be exciting to both.

Our mantra is just three simple words, but we are putting an amazing amount of effort into innovating the industry and helping people make a living by blogging.

If you have a blog, try out the service. It works. We are paying people thousands of dollars a month to blog. And if you’re a client, try us out. We invite you to see for yourself why our renewal rate is over 90%.

Blogitive was a great place to get started with paid posting, but there are many others who now do it better. If you have self hosted blogs and don’t mind cutting and pasting to meet the two posts between each post rule, then it might be right for you. The money can add up pretty quickly. However, watch this space. I’ll be telling you about some of the other sources that I use - and many of them are much more blogger friendly.

Google is no longer suggesting that you should be listed in relevant directories. In fact, they’ve even removed the suggestion from their webmaster guidelines, as Brian Ussery noticed. The page used to have bullet points for:

- Have other relevant sites link to yours.

- Submit your site to relevant directories such as the Open Directory Project and Yahoo!, as well as to other industry-specific expert sites.

Those points are now gone in what would appear to be a slap in the face of directories, but SEO folks are the ones really irritated. Google doesn’t appear to see it as a slap in the face so much, but more of simply a non-needed guideline.

Barry Schwartz points to a quote from Google’s John Mueller in a Google Groups thread:

“I wouldn’t necessarily assume that we’re devaluing Yahoo’s links, I just think it’s not one of the things we really need to recommend,” said Mueller. “If people think that a directory is going to bring them lots of visitors (I had a visitor from the DMOZ once), then it’s obviously fine to get listed there. It’s not something that people have to do though :-).”

Now you probably wondering what kind of stupid question is this,but its all about testing google and the speed of indexing,i recently read interesting post about speed of google indexing you can read it here, now this is quite interesting,and if you are still wondering why this question and this post, google it If you have any interest in SEO then check out Vic’s Blog and find out how he managed to get “Do ants scratch there ass” indexed before he even finished his article.